Posts

Hiring a Contractor vs. DIY – When is it time to call a professional?

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DIY projects are rarely as easy as they seem, and all too often it ends up costing you,” says Angie Hicks, founder of online referral service Angie's List . If you’re a fan of HGTV or TLC, you’ve seen the families who try to remodel their home themselves and end up living in a construction zone for months, some for years, and never have a finished home. It’s stressful and could have been avoided by following these simple guidelines for hiring a contractor vs. DIY:    1.    How big is the project? You might not know until you knock down a wall or remove a toilet or sink. If you have to remove something to understand the full scope of the project, you want to hire a licensed contractor. They have the skills, expertise, and resources to fix and finish the project in a reasonable amount of time. 2.       What is your level of experience for this type of project? You might be a weekend warrior when it comes to home improvement but that ...

A list of 10 East Valley Neighborhoods you should check out.

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If you’re looking for a home either new or a re-sale- in the South East Valley of Phoenix; including Tempe, Chandler, Mesa, Gilbert, Queen Creek, or San Tan Valley you have  a lot of choices. Here are 10 communities in no particular order. I think they are worth checking out for your consideration if you are looking for a resale home.   1.                   Dobson Ranch – Built between 1973 and 1999, this well-established community offers easy access to freeways, walking distance to schools, and year round community events. Dobson Ranch offers tennis courts, community pool, golf course, meeting space, and programs for all ages. Centrally located between Tempe, Gilbert, and Mesa you are close to ASU, MMC, Hospitals and Sky Harbor Airport. 2.                   Val Vista Lakes – Located in the heart ...

4 Ways to De-Clutter- Going Back to Basics

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At some point in our lives many of us have had to move. Whether it’s from mom and dad’s house to our first apartment or from a home where we raised our children to a smaller home. It can be heartbreaking to part with items that  we've  hung on to just to de-clutter for the next move but  we've  got to do it.  One way to to off set that is to do it from year to year, so starting  this year why not try de-  cluttering  your home to give it new life and perhaps you will fall back in love with it?  Here are my De-Cluttering 101 Tips: 1.) Organize . Designate four empty bins where you will put items to keep, throw away, give away, or recycle. There is no “maybe” pile. [You can have a “sell” pile if you have a plan to sell the items such on eBay or at a yard sale. Once the sale is over, you must get rid of unsold items.] 2.)  Go slowly . Start with the refrigerator then a closet or drawer per day. Place each item in one ...

The Top 6 Things to Find the House Right for You

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You have dreamed about owning a home.  You have  saved for the down payment. Now it’s time to start looking for a house that’s right for you. It seems overwhelming to think about location, features, and other factors and that’s okay. That’s why you hired a full-time real estate agent; they can help you find a place to call home.  Here are 6 top things to consider:         Budget . No matter how badly you want the big house on the hill overlooking the lake, if it  isn't  in your budget, it’s not the house that’s right for you. Stay within your budget so you’re not house poor after purchasing your home. You will still have moving expenses, furniture purchases, and possible renovations, not to mention date night or nights out with friends and family.         Lifestyle . Think about how you live your life. If you travel a lot, you might purchase a condo because it is less upkeep. If you have dogs, you ...

Need help paying your mortgage?

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In Arizona, there is a program called Save Our Home, it is Federally back program that looks at your situation and can help you pay down your principal, or reduce your monthly mortgage payments.   Are you or someone you know struggling to pay your mortgage? Well there is help!! http://www.azhousing.gov/ There is a program that could help with lowing monthly payments, or perhaps reducing principal. Take a quick survey and you could get help! Click here to find out more! There is a survey you must take to see if you qualify; https://www.saveourhomeaz.gov/self-assessment/ I hope this helps you or someone you know-- for further information to see the value of your home so perhaps you could sell it please contact me and I will be happy to go over your options.

3 reasons to keep your home on the market during the holidays.

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As the holidays approach, home sellers are often tempted to take their homes off the market until spring—or even wait until spring to list. After all, buyers are too busy now to search for houses, right? In a word, no. As a rule, you should list your home when you want to sell it, not when you think it will sell, because no one can predict with any certainty when the right buyer might show up at your door. In fact, canceling or postponing your listing may actually prove counterproductive.  Here are three reasons why: 1. Motivated Buyers Buyers who take time from their holiday preparations―and their holiday time off work―to house-hunt tend to be serious buyers who are ready to move. Although some buyers prefer to move in warmer weather, those who are relocating or who are purchasing upon expiration of their leases don't have a choice. Furthermore, buyers who have no children, and buyers already living in your school district, may not have a seasonal preference. 2. Less Compet...

Renting? You are still paying a mortgage- why not reap the benefits?

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Either Way, You’re Still Paying a Mortgage November 4 2014 There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage- or perhaps you can't because of a short sale or a foreclosure. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage - either your mortgage or your landlord’s. There are programs out there to help get you back on your feet and start reaping the benefits that you deserve! As a paper from the Joint Center for Housing Studies at Harvard University explains:  “Households must consume housing whether they own or rent. Not even accounting for more favorable tax treatment of owning, homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord plus a rate of return. That’s yet another reason owning often does—as Americans intuit—end up making more financial sense than renting.” Also, i...