Buy or Sell Homes in South East Valley of Arizona

Why find someone trained to do this? For the same reason you find a specialist when you need a doctor. I have earned my RCS-D and other destinations that help in knowing the ins and outs and to understand the needs and have the team in place to get the job done! In Arizona--The family home is usually the most significant asset in divorce and elder mediation or the passing of a loved one, often with significant debt but not always.  However, appraisal minus mortgage does NOT equal actual equity. This incomplete equation leaves your house over-valued and that works against you in family mediation for divorce and elder matters. Don’t settle for a bad property settlement. In addition to the inaccurate and unfair division of your property, you risk damaged credit, default, foreclosure or even bankruptcy.  Remember all those documents you signed when you bought the house? Most are missing when mediating that same house. My team and I  provide free help to gathe...

Divorce can take its toll on you emotionally as well as financially. While it doesn’t directly impact your credit, it can certainly impact your credit indirectly. Joint debt, for example, needs to be paid even while the divorce terms are being negotiated. If it’s not, it goes on your (and your ex-spouse’s) credit as a non-payment. That might not matter in the short-term but it will impact your ability to obtain credit like a mortgage in the future. While you may not want to buy a home too soon, it’s a good idea to get your credit in order for the time when you’re ready. Here are credit tips for the recently divorced: Ø   Update Accounts . Review your divorce decree to determine which assets and liabilities need to be split between you and your ex-spouse. Just because the information is in a court document doesn’t mean your creditors know who owes the money. Creditors just want payments to be made; you need to notify them of who is responsible for the debt. You also want to mak...