October 2012 Market Report

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Living a Life of Gratitude

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What are you grateful for?  How do we live life and be grateful every day? I am always trying to live my life with Gratitude but always need a reminder. Well, I am sure you have heard a few really good tips to living a grateful life like;  Keep a journal near your bed and either before you go to bed or right as you wake- write 4 to 5 things that you are grateful for.   Keep an empty jar nearby your work area and write down something you’re grateful for every time you feel stressed out (or perhaps when you say a certain phrase). Vow to not complain, criticize, or gossip for 30 days at a time-- If you slip, rally your willpower and keep going. Notice the amount of energy and TIME you were spending on negative thoughts and actions. We all have said it; “time is precious”, “time is money”, “time goes so fast when you are having fun” And many wise people have tried to warn us; Time is what we want most, but... what we use worst. ~William Penn  ...
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Sell Homes in today's market!

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Living in the home you are selling will have challenges. So make sure you know there are great options out thereto allow you to buy your next home, move into it and THEN sell your current home!! Does that sound awesome to you?  Well then Let's chat!! Otherwise here are tips to sell the home you live in.   1. A Home Sold but Not Bought When you put your home on the market, getting an offer can be easier than finding a house you'd like to purchase. This can put you in the position of nearly having your home sold without a new place for your family to go. One way to avoid this is to research new homes before putting yours on the market. You can get all your research together so when the time comes, you can make informed decisions quickly. If your home is already getting offers, consider accepting one with a longer timeline for closing or making the acceptance contingent upon you finding a new home. In extreme cases, you can even rent your home from the buyer unti...
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Buyer's Tips in today’s market

Finding the right home can be daunting- but if you have a system, it is easy as 1-2-3!! 1. Budgeting for Homeownership As the largest and likely most important purchase you'll ever make, homeownership requires careful budgeting. This includes planning not only for a down payment and a monthly mortgage, but also taxes, repairs, and other costs through the life of the home. You'll have to hire at least one inspector and appraiser before making an offer, then be prepared to pay 2-4% of your mortgage in closing costs. After the move, you’ll have to pay property taxes, which can rise over time. You'll also need insurance, possibly a homeowners association membership, and certainly utilities. Budgeting for routine maintenance and repairs is also prudent. Even with these costs, when making a "smart" purchase with the help of an outstanding real estate professional, homeownership is often a sound financial investment. To learn more about how to prepare, contact me for a p...
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